:root{--navy:#0b2545;--teal:#0f766e;--teal-l:#e6f4f1;--sun:#ffb703;--orange:#f77f00;--ink:#1d2433;--bg:#f7f5f0;--card:#fff;--muted:#5b6475;--r:14px;--sh:0 4px 18px rgba(11,37,69,.08)}
*{box-sizing:border-box}
body{margin:0;font:1.1rem/1.7 Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3,.logo{font-family:"DM Sans",Inter,system-ui,sans-serif;line-height:1.25;color:var(--navy)}
h1{font-size:clamp(1.9rem,4vw,2.7rem);margin:.4em 0}h2{font-size:1.55rem;margin-top:1.6em}h3{font-size:1.2rem;color:var(--teal)}
.lead{font-size:1.25rem;color:var(--muted)}
.wrap{max-width:66rem;margin:0 auto;padding:0 1.25rem}
a{color:var(--teal);text-underline-offset:3px}a:hover{color:var(--orange)}
a:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--sun);outline-offset:2px}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:99}
header{position:sticky;top:0;z-index:50;background:rgba(11,37,69,.97);backdrop-filter:blur(6px);box-shadow:0 2px 12px rgba(0,0,0,.18);border-bottom:3px solid var(--sun)}
header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.5rem;padding:.6rem 1.25rem}
.logo{color:#fff;font-weight:700;font-size:1.35rem;text-decoration:none}.logo:hover{color:var(--sun)}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.2rem .3rem}
nav a{display:block;color:#e8eef7;text-decoration:none;font-size:.92rem;font-weight:600;padding:.3rem .65rem;border-radius:999px;transition:background .15s,color .15s}
nav a:hover{background:rgba(255,183,3,.18);color:var(--sun)}nav a[aria-current]{background:var(--sun);color:var(--navy)}
.menu{display:none}.menu summary{cursor:pointer;color:var(--navy);background:var(--sun);font-weight:700;padding:.3rem .9rem;border-radius:999px;list-style:none}
.menu nav ul{flex-direction:column;margin-top:.6rem}@media(max-width:900px){.desk{display:none}.menu{display:block}}
main{padding-bottom:2rem}
.hero{display:flex;align-items:center;gap:2rem;margin:1.5rem 0 2rem;padding:2.5rem 2rem;border-radius:22px;color:#fff;background:radial-gradient(circle at 85% 25%,rgba(255,183,3,.45),transparent 40%),linear-gradient(135deg,var(--navy),var(--teal));box-shadow:0 10px 30px rgba(11,37,69,.25)}
.hero h1{color:#fff;margin-top:0}.hero .lead{color:#e3f2ef;margin-bottom:0}.hero-text{flex:1}.sun{width:150px;flex:none;animation:spin 60s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}@media(prefers-reduced-motion:reduce){.sun{animation:none}}@media(max-width:640px){.sun{display:none}.hero{padding:1.6rem 1.2rem}}
main>section,main>form,.cta,.faq,#out:not(:empty){background:var(--card);border-radius:var(--r);box-shadow:var(--sh);padding:1.2rem 1.5rem;margin:1.5rem 0}
main>section>h2:first-child,.cta h2,#out h2{margin-top:0}
.cta{background:var(--teal-l);border-left:6px solid var(--teal)}
#out:not(:empty){border-top:6px solid var(--sun)}
.faq{padding:.8rem 1.2rem;margin:.7rem 0}.faq summary{font-weight:600;cursor:pointer;color:var(--navy)}.faq[open] summary{color:var(--teal)}
.diagram{width:100%;height:auto;background:#fff;border-radius:var(--r);box-shadow:var(--sh);margin:1rem 0}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));gap:1.1rem;margin:1.5rem 0}
.card{display:block;background:var(--card);border-radius:var(--r);box-shadow:var(--sh);border-top:5px solid var(--sun);padding:1.2rem;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(11,37,69,.15);color:var(--ink)}.card h2{margin-top:0;font-size:1.2rem}
.table-wrap{overflow-x:auto;border-radius:var(--r);box-shadow:var(--sh);margin:1rem 0}
table{border-collapse:collapse;width:100%;margin:1rem 0;background:#fff;font-size:.97rem;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.table-wrap table{margin:0;box-shadow:none}
th{background:var(--navy);color:#fff;font-family:"DM Sans",Inter,sans-serif;font-weight:700}
th,td{padding:.6rem .8rem;text-align:left;border-bottom:1px solid #e4e7ec;vertical-align:top}
tbody tr:nth-child(even){background:#f8fafb}tbody tr:hover{background:#fff6dd}
caption{font-weight:700;text-align:left;padding:.5rem .8rem;color:var(--navy)}
label{font-weight:600;color:var(--navy)}input,select{font:inherit;padding:.5rem .7rem;border:2px solid #cfd6df;border-radius:10px;background:#fff;max-width:100%}input:focus,select:focus{border-color:var(--teal)}
button,.btn{font:inherit;font-weight:700;background:var(--orange);color:#fff;border:0;border-radius:999px;padding:.6rem 1.3rem;cursor:pointer;text-decoration:none;display:inline-block}button:hover,.btn:hover{background:#d96c00;color:#fff}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding:.4rem 0 .4rem 3rem;margin:.6rem 0}
.steps li::before{content:counter(s);position:absolute;left:0;top:.35rem;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--sun);color:var(--navy);font-weight:700;display:grid;place-items:center}
.sources{font-size:.95rem;color:var(--muted);border-top:2px dashed #d6dbe2;margin-top:2.5rem;padding-top:1rem}.review{font-style:italic;color:var(--muted)}
footer{background:var(--navy);color:#d7e0ec;margin-top:3rem;padding:2rem 0;border-top:4px solid var(--sun);font-size:.95rem}footer a{color:var(--sun)}footer strong{color:#fff}
.gallery{display:grid;grid-template-columns:repeat(auto-fill,minmax(16rem,1fr));gap:1.1rem;margin:1rem 0}
.gallery figure{margin:0;background:var(--card);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);display:flex;flex-direction:column}
.gallery img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;transition:transform .3s}
.gallery figure:hover img{transform:scale(1.03)}
.gallery figcaption{padding:.7rem 1rem;font-size:.95rem;color:var(--ink);border-top:4px solid var(--sun)}
ul.links{list-style:none;padding:0}ul.links li{padding:.6rem 0;border-bottom:1px solid #e4e7ec}ul.links .desc{color:var(--muted);font-size:.97rem}
.ext{font-size:.8rem;color:var(--muted);white-space:nowrap}.ext::before{content:"↗ "}
.err{color:#9b1c1c;font-weight:600}.note{font-size:.95rem;color:var(--muted)}#grant-out h3{margin-bottom:.3rem}
.cta.warn{background:#fff4e5;border-left-color:var(--orange)}.cta.warn h3{color:#a34700}
.apply{margin-top:1rem;padding-top:.8rem;border-top:1px dashed #d6dbe2}
.logo .tagline{display:block;font-family:Inter,system-ui,sans-serif;font-size:.72rem;font-weight:400;letter-spacing:.04em;opacity:.8;margin-top:2px}